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FAQs

Below you will find answers to many frequently asked questions about loans and mortgages.

If you do not find the answer you are looking for, call 407-862-5130 or e-mail your question to info@trustworthfinancial.com. One of our Mortgage Consultants will be happy to help you.



The following information is provided courtesy of Trustworth Financial. The accuracy of the information contained herein is deemed reliable but not guaranteed.
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# Article Title Hits
1 Can I get pre-qualified or pre-approved for a home purchase loan before I’ve found my property? 280
2 Can I make changes to my application? 241
3 Do I have to finish filling out my application at one time? 246
4 How do I increase and protect my credit rating? 235
5 How long will it be before we will know if the loan is approved or not? 239
6 How long will it take to close the loan? 255
7 How will my credit score affect my loan application? 245
8 Should I refinance? 282
9 What are points? 249
10 What does it mean to “lock a rate”? 240
11 What if I have little or no credit? 234
12 What if I have a credit problem because of an unusual situation? 218
13 What is Annual Percentage Rate (APR)? 232
14 What is a Conventional Loan? 252
15 What is a Convertible ARM? 252
16 What is a Balloon Loan? 220
17 What is a Buydown Loan? 233
18 What is an FHA Loan? 240
19 What is a FICO score? 216
20 What is a Good Faith Estimate? 232
21 What is an Adjustable Rate Mortgage (ARM) and how does an ARM work? 187
22 What is Hazard Insurance? 197
23 What is an Origination Fee? 203
24 What is P.I.T.I. ? 233
25 What is Prepaid Interest? 175
26 What is Private Mortgage Insurance (PMI)? 158
27 What is Title Insurance? 232
28 What is a Truth In Lending Disclosure? 170
29 What is a VA Loan? 177
30 What kind of documentation will I need to provide the lender for verification? 155
31 What kind of things do I need to be aware of as a 1st time home buyer? 153
32 What loan programs are available to me as a 1st time home buyer? 149
33 When should I choose a fixed-rate loan? 158
34 When should I choose an Adjustable Rate Mortgage or ARM? 162
35 What should I do if I continually struggle to pay my bills? 171
36 What should I do to help financially prepare for a home loan? 172
37 When should I pay points on a loan? 161
 

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